If tractors and motorbikes can be financed through monitoring, farmers should be too. AgriGuard AI uses real-time farm data to protect harvests and unlock fair financing for smallholder farmers.
Built for farmers, cooperatives, financiers, insurers, and development partners.

Low-cost, solar-powered AI for crop monitoring and farmer financing

AgriGuard AI is building a future where real farm data becomes the foundation of crop protection, fair financing, and climate-resilient agriculture.

Resilient
Fair financing
Secure
Reliability
Sustainable

Our mission:

Help farmers secure their harvests and unlock capital — without requiring traditional collateral.

Our Founder
Our Founder

Impact in the field.

30,000
Farmers supported
90%
Reduction in crop losses
150%
Increase in access to finance

Case highlight:

“From unbanked to financed — AgriGuard enabled smallholder farmers to secure inputs and reduce losses through verified data.”

Read More Stories
Read More Stories

A new way to finance farmers — powered by real-time monitoring.

AgriGuard AI deploys low-cost, 3D-printed, plug-and-play sensors across farms and combines them with GIS data to monitor fields continuously.

This builds a living digital profile of each farmer and farm — proving reliability, productivity, and risk in real time.

Just like GPS devices derisk asset financing, AgriGuard uses data to derisk financing for farmers themselves, especially those who are unbanked.

We capture insights such as:

Problem in the field.

Up to 95% of smallholder farmers still cannot access formal financing. They farm real land, produce real income — yet remain invisible to banks.

Across Africa alone, the funding gap for smallholder farmers is estimated at $170 billion every year, even though the African Development Bank projects agribusiness to become a $1 trillion industry by 2030. The problem isn’t effort or potential — it’s the lack of trusted, verifiable farm data.

Farming is risky — and farmers carry the burden
Pests and diseases destroy harvests
Climate shocks hit crops without warning
Farmers sell at poor prices due to weak market information
Banks refuse loans and insurance due to lack of verified data
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The Solution

One platform for monitoring, decision-making, and financing

Three core pillars.
Monitor

Solar-powered AI sensors + GIS track farm activity, crop health, and environmental conditions..

Advise

Farmers receive early alerts and tailored recommendations via mobile app, SMS, or USSD.

Finance

Verified data derisks loans, insurance, crowdfunding, and input credit.

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From farm data to fair financing

01
Deploy

Plug-and-play 3D-printed sensors are installed on farms.

02
Monitor

AI analyzes crop, soil, and environmental signals.

03
Alert

Farmers receive early warnings and practical guidance.

04
Finance

The same data becomes trusted evidence for lenders, insurers, and input suppliers.

The AgriGuard Smart Farm Suite

📊
Smart Farm Manager

Digital farm diary and records

💰
Smart Farm Prices

Real-time produce price insights

💳
Smart Farm Capital

Loans based on verified farm data

🤝
Smart Farm Crowdfund

Raise funds from communities

🛡️
Smart Farm Micro-Insure

Data-driven crop insurance

🌾
Smart Farm Input Credit

Buy inputs now, pay after harvest

🔍
Pest & Disease Detection Devices

Field AI monitors crop health

🌾 AgriGuard AI — Flexible pricing to match your needs

Flexible pricing to match your needs

Empower your operations with affordable, scalable solutions — from individual farmers to large-scale programs and financial institutions.

For Farmers

Best for Individual Farmers

Crop Disease & Pest Detection Device
1–5 hectares $12.00 per device
6–10 hectares $17.00 per device
Lease — Detection Device
No limit hectares $0.50 per month per device

Farmers choose: buy once or pay monthly

Crop Monitoring Platform
No limit hectares $0.50 per month
Alerts & recommendations
Crop records
Disease history tracking
Get Started Now

For Banks, MFIs & Insurance

Best for Financial Institutions

Risk Scoring & Lending Dashboard
Minimum 500 farmers $1.50 per farmer per year
Claims Verification (Insurance)
Per season $0.75 per farmer per season
Portfolio Monitoring API
Optional integration $120 per month

Connect our data to your systems

Diligence scoring
Crop performance trends
Repayment risk indicators
Alerts on crop failure risk
Automated claim verification
Get Started Now
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If tractors and motorbikes can be financed through monitoring, farmers should be too. AgriGuard AI uses real-time farm data to protect harvests and unlock fair financing for smallholder farmers.
Built for farmers, cooperatives, financiers, insurers, and development partners.

Low-cost, solar-powered AI for crop monitoring and farmer financing

Data replaces collateral — and opens opportunity

Traditional loans exclude farmers. AgriGuard changes that by turning verified farm data into trusted risk insights.

For Banks & MFIs

Lower default risk and transparent portfolios.

For Insurance Providers

Automated, data-backed claims and index products.

For Input Suppliers

Safer input credit backed by verified activity.

For NGOs & Governments

Evidence-based program targeting and reporting.

WHO WE SERVE

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Built for everyone in the farming ecosystem

🌱 Smallholder Farmers

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🤝 Cooperatives & NGOs

Deploy at scale and measure impact.

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🏦 Banks, MFIs & Insurers

Derisk lending and expand portfolios responsibly.

Gloria Mbatha - Founder & CEO
Founder & CEO
Gloria Mbatha — Founder & CEO, AgriGuard AI Gloria Mbatha is a passionate agricultural innovator with more than six years of experience working directly with smallholder farmers across multiple value chains in Africa. A graduate of Strathmore University, she has dedicated her career to helping rural communities overcome barriers to markets, finance, and climate resilience. While working closely with farmers, Gloria observed a deep injustice: productive farmers were constantly denied loans and insurance — not because they lacked ability, but because they lacked formal records and collateral. Inspired by how easily assets like motorcycles, tractors, and vehicles receive financing through monitoring tools, Gloria began asking: “If assets can be financed through monitoring, why can’t farms be financed using data from the land itself?” This question led to the creation of AgriGuard AI — a platform that deploys low-cost, solar-powered farm sensors, integrates GIS intelligence, and analyzes consent-based mobile-money data to build a living digital profile of each farm. This data helps derisk lending and unlock financing for the farmers who feed the continent. Gloria’s vision is to enable at least 1 million smallholder farmers to access fair, patient capital — while protecting their crops and strengthening climate resilience. She believes deeply that when farmers are trusted and empowered, entire communities rise
Gloria Mbatha
Grow something great together.

Whether you’re a farmer, distributor, or partner, we’re here to support your goals with sustainable solutions and global expertise. 

Join AgriGuard AI
Join AgriGuard AI